Adulting 101

Being an adult isn't always fun....but I recently decided to do the adult thing rather than the thing I really wanted to do.

You see, my street bike got totaled when a driver made an illegal U-Turn right in front of me. Thankfully I had all my gear on and came out okay. My bike didn't fair so well. While half of the claim hasn't settled yet, I did settle the bike. At first I thought I'd run out and buy a replacement - instead, once the check actually arrived, I had thought things through a bit more and decided there were better ways to handle this.

Instead of that shiny, new, bike, I instead decided to do the more adult thing. You see, I can live without a street bike now. I live close to BART, and I have my scooter for around town if I need it, plus my truck. Really, there's not a reason I would really need a bike other than random trips to the east bay areas - but those are infrequent enough that buying a bike just for that is, well, silly.

So, I took that money and did the responsible thing - I paid off ALL my revolving debt, paid off my smallest loan, did the maintenance on the truck that I had been putting off, and put some money into savings. I did buy myself the helmet I had set aside as my "treat" to myself for "behaving." I needed some conciliation prize for being stuck in cages and trains for the next several months!

I still plan to replace the bike, but will be waiting until later this winter once my credit has had a chance to rebound, I've saved up some more for a solid down payment, and I've paid off my highest interest loan. Most of that should be able to happen by the end of the year, so I'm thinking December or January for the new bike....